Offering credit to consumers

Offering credit can be an effective way to boost sales. But most businesses that offer consumer credit must have a consumer credit licence.

A couple apply for consumer credit to make a purchase

Consumer credit FAQs

How to get a licence to offer credit to consumers and businesses, drawing up a credit agreement and the costs and implications involved.

A-Z glossary of key credit terms

A-Z glossary of key credit terms

Financial transactions can be full of jargon and technical language. Make sure you understand any credit agreement with this glossary.